Archive for December, 2009
Reasons Why Underwriting Holds Up Providing a Mortgage Commitment Letter
Every home-buyer in New Jersey or any other state for that matter who intends to obtain a mortgage loan to purchase a property with a mortgage needs to be familiar with the language in a standard real estate contract that relates to “Loan Conditions.” Most if not all standard real estate contracts have some type of mortgage contingency clause [...]
The Week In Review
This week, Bloomberg reported: Homeowners with mortgages of more than $1 million are defaulting at almost twice the U.S. rate and some are turning to so-called short sales to unload properties as stock-market losses and pay cuts squeeze wealthy borrowers. (I need clarification on what is the rate of default as I have read it’s 1 in 5 American homes [...]
If You You Don’t Buy A House Now, You’re Stupid or Broke!
First, let us for say that these are not our words. The above title is actually an article that was published in Business Week, several days ago.I briefly reviewed the comments section and several commenters wanted the author to re-exam his life, his head, his thought process. I for one think of it this way: [...]
Refinancing Your Mortgage In Plain English
Mortgage refinancing can be a nerve wracking situation for any homeowner. It doesn’t matter how much equity you have in your home or what your credit is like, whether or not you overpay for the loan depends on how much time you can invest doing your homework and researching mortgage offers. Here are several tips [...]
Essex County NJ Residential Sales November 2009 Median List to Sales Price
Just Sold Essex County NJ November 2009: Median List and Sales Price for individual towns. Use this information as a quick snap shot of property values in your area. For a no free, email home assessment, please click here. Fill out the form with your property details and we will email you 3 comparable just [...]
Union County NJ Residential Sales November 2009
Just Sold Union County NJ November 2009: Median List and Sales Price for individual towns. Use this information as a quick snap shot of what your home may be worth. For a no obligation, free, near instant, email home assessment, please click here. Fill out the form with your property details and we will email you [...]
2009 Triple Play Real Estate Convention Recap in Pictures: Top 10 Lessons for Real Estate Agents in 2010!
Top Ten Lessons From Triple Play 2009 Lesson 10: Show Enthusiasm About Your Business. Be consistent with your brand, your value story and dress the part! Read More Lesson 9: Recreate the Magic in Your Business. Don’t carry unnecessary baggage and plan ahead! Read More Lesson 8: Always be a student of the market and of [...]
Triple Play Recap In Pictures Top 10 Lessons For All Real Estate Agents In 2010 Lesson 1
Lesson 1: Make it easy for customers to do business with you. Be Accessible. The following picture was taken on Wednesday Dec 9, 2009 on my way to the Atlantic City Convention Center, which hosted the Triple Play Realtor Convention. If you look closely at the sign, the tag line reads, “always turned on.” This picture signifies [...]
Triple Play Recap In Pictures Top 10 Lessons For All Real Estate Agents In 2010 Lesson 2
Lesson 2: Be Yourself. People Buy People Before They Buy Products and Services.
Triple Play Recap In Pictures Top 10 Lessons For All Real Estate Agents In 2010 Lesson 3
Lesson 3: Keep Your Client’s Wants and Needs In Perspective. This image was generated way before the 2009 Triple Play Real Estate Convention . As a Realtor, it is our duty to show the relationship between costs and our client’s wants and needs. If a client has more wants and needs, they can expect to pay more [...]
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