NJ Real Estate | Bloomfield | Union | Edison | WoodbridgeFirst Time Home Buyers Budget Basics

First Time Home Buyers Budget Basics

Angie Perez Realtor Edison, Union, South Brunswick — Thu, 02 Feb 2012 16:06:11 +0000

So you or someone you know is thinking about buying their first home? What an awesome milestone to have reached! While I’m sure you’ve got big dreams and even bigger opinions about what you want in your home i.e. a home buyer’s wish list- the first step to [...]

Down Payment Assistance Programs For The First Time Buyer

GPeterson — Sun, 29 Jan 2012 05:17:28 +0000

Becoming a home buyer is a huge responsibility— but it’s also a huge opportunity to invest in your future. If you’re a renter, you will experience a tremendous sense of freedom, both financially and in your lifestyle.

The walls are yours to paint any color you like and the trees you plant will last [...]

Not Every Credit Score is Created Equal

Sheryl Toth — Wed, 18 Jan 2012 18:37:09 +0000

Your credit score can determine what interest rate you’ll end up paying for consumer loans, auto loans and your mortgage. Your credit score figures into how much you’ll pay for your homeowners and auto insurance. And yes, your credit score may be used to determine if you get hired for the new job you [...]

Buyer Beware Buying a Home From A Builder

Angie Perez Realtor Edison, Union, South Brunswick — Sat, 14 Jan 2012 17:36:23 +0000

There’s something innately appealing about a new home. You get to design it –from the floor to the ceiling and everything in between –to your taste. Buying a home from a builder is similar in a lot of ways. You are able to choose the style, size, and any number of upgrades to make [...]

Mortgage Climate Changing Metlife Layoffs

Angie Perez Realtor Edison, Union, South Brunswick — Wed, 11 Jan 2012 16:16:17 +0000

Metlife Home Loans is laying off most of their 4,300 employees that are associated with mortgage loan origination and EXITING THE MORTGAGE ORIGINATION BUSINESS ALTOGETHER! The Bloomberg article announcing this is below.

http://www.bloomberg.com/news/2012-01-10/metlife-most-of-4-300-at-mortgage-unit-to-lose-jobs.html

Previously, Bank of America had announced that it was eliminating 30,000 (with 4 zeroes) employees in the next few years. Citigroup [...]

Why Do I Need a Home Buyer’s Consultation Anyway

Angie Perez Realtor Edison, Union, South Brunswick — Sun, 11 Dec 2011 09:00:08 +0000

When first-time home buyers decide they are ready to buy, it is important for them to begin the process by carefully assessing their values, wants, and needs—both for the short and long term. In the real estate industry, we refer to this as a home buyer’s consultation.

Some home buyers formulate their own “wish [...]

Pros and Cons in Selling a House in a Winter Market

Angie Perez Realtor Edison, Union, South Brunswick — Tue, 29 Nov 2011 00:32:36 +0000

Roberta Baldwin, a well respected, experienced Real Estate Broker from the Keller Williams Montclair Metro Group Market Center joins the New Jersey Real Estate Today Blog Talk Radio Show to share her viewpoints on what buyers and [...]

Never Underestimate the Value of a Pre-Approval Letter

Angie Perez Realtor Edison, Union, South Brunswick — Fri, 04 Nov 2011 00:53:15 +0000

Get Pre-Approved Before You Find Your Dream Home!

It’s a great time to buy a home with prices and mortgage rates at an all-time low. Before you go looking at homes though, you need to get yourself a Mortgage Pre-Approval. This will not only give you the advantage of knowing exactly how much home [...]

The My Weichert Search For Homes For Sale Tool

Angie Perez Realtor Edison, Union, South Brunswick — Mon, 08 Aug 2011 16:48:23 +0000

Searching for homes online is no easy task. There are plenty of great websites to get timely information about new listings, new construction, multifamily properties, townhouses, condos etc. Njretoday is my blogsite, where I write about different real estate topics but as a Weichert Agent, I always recommend that home buyers sign up for [...]

Pricing a Home To Sell Is Not An Exact Science

Angie Perez Realtor Edison, Union, South Brunswick — Thu, 14 Jul 2011 01:46:04 +0000

Deciding on the right price for your home

is as difficult a task as what to name your first born. Seriously! As an active real estate agent in Union, Essex and Middlesex County, I meet people of all walks of life, with different educational levels and socio-economic backgrounds and yet pricing a home to [...]